Financing And Insurance Options
Payment in full is due at the time of service unless prior financial arrangements are made.
Payments Methods
For Delta or non-contracted insurances, services not covered or not submitted to insurance, we accept cash, check or major credit cards. We do ask for payment at the time of service. We also accept third-party payment plans through the following lenders:
- GreenSky
- Lending Club
- Care Credit
- EZPAY Advantage®
Insurance Processing
After your appointment, we will submit your claim to your insurance company. Deductibles and a co-pays are due at the time of service. We provide you with a complete estimate before we perform any treatment. We also make every effort to maximize your dental benefits. However, every dental plan is different. To completely understand what is covered by your dental benefit plan, you should contact your employer or insurance company. Please contact your insurance provider to verify coverage and acceptance. We do not accept Medicaid or CareSource. Unless prior arrangements are made, payment for the treatment of minors is the responsibility of the adult accompanying that minor at the time of service. If your insurance company makes payment to the patient, we will require payment in full at time of service, we will submit the claim for you, and the insurance company will send you a check for the portion they cover.
Past Due Service Charges
We will charge a 1.5% monthly (18% annual percentage rate) fee to all accounts over 60 days past due. We will charge a fee of $35.00 for each returned check.
Collection Fee
Although we try our best to minimize the use of outside sources to aid in the collection of fees, on some occasions we need to use these companies. Any account that is over 60 days past due may be scheduled for collection. If an account is referred to a collection agency for retrieval of payment, all discounts and/or previous professional adjustments given will be forfeited by the patient. These monies will be added back onto the account. All expenses relating to such collection will be charged to the financially responsible person for that patient’s account.
Financial Consent
The patient or person with financial responsibility for the account agrees to be fully responsible for total payment of treatment performed in the office. We thank you for the opportunity to serve your dental health care needs and welcome any questions you may have concerning your care or our financial policy.